BMO CashBack Mastercard
一句话结论: BMO CashBack Mastercard 年费 CA$0,MaxWorth 数据库里录有 4 项福利,其中 2 项是有金额的 credit,面值合计 CA$90/年;返点倍率最高的类别是超市(3x)。开卡奖励:Earn 5% cash back on up to $2,500 in purchases in your first 3 months, up to $125 total cash back。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 超市 | 3x | 3% |
| Recurring Bills | 1x | 1% |
| 其他消费 | 0.5x | 0.5% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
报销额度 (Credits) (2)
$5 Monthly Instacart Credit
CA$60/年Earn a $5 Instacart credit each month when you sign up with your eligible BMO credit card. Valid on orders of $35 or more. Benefit for eligible BMO credit cardholders is valid through October 31, 2027.
Instacart+ 3-Month Membership
CA$30/年Enjoy three months of complimentary Instacart+ membership when you sign up with your BMO CashBack Mastercard. Instacart+ includes free delivery on orders over $35, reduced service fees, and exclusive savings.
保险保障 (2)
Purchase Protection
CA$50/年Coverage up to $60,000 per account annually against accidental loss, damage, or theft for items purchased within 90 days using your BMO CashBack Mastercard.
Extended Warranty
CA$30/年Doubles the manufacturer's original warranty period up to one additional year on eligible items purchased entirely with your BMO CashBack Mastercard.
怎么追踪
把 BMO CashBack Mastercard 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
BMO Bank of Montreal 的其他卡
- BMO eclipse Visa Infinite Privilege Card · CA$599 · 0 项福利
- BMO VIPorter World Elite Mastercard · CA$199 · 15 项福利
- BMO Ascend World Elite Mastercard · CA$150 · 13 项福利
- BMO Blue Rewards World Elite Mastercard · CA$150 · 12 项福利
- BMO CashBack World Elite Mastercard · CA$120 · 10 项福利
- BMO eclipse Visa Infinite Card · CA$120 · 10 项福利
- BMO VIPorter Mastercard · CA$89 · 12 项福利
- BMO U.S. Dollar Mastercard · CA$49 · 3 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.