SimplyCash Preferred Card
一句话结论: SimplyCash Preferred Card 年费 CA$120,MaxWorth 数据库里录有 9 项福利;返点倍率最高的类别是加油(4x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。
返点倍率
| 类别 | 倍率 | 折算返现 |
|---|---|---|
| 加油 | 4x | 4% |
| 超市 | 4x | 4% |
| 其他消费 | 2x | 2% |
折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.
保险保障 (9)
Travel Emergency Medical Insurance
CA$75/年Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 consecutive days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.
Rental Car Insurance
CA$75/年Rental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Mobile Device Insurance
CA$50/年Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase. Subject to terms and conditions of the master policy.
Flight Delay Insurance
CA$25/年Flight delay insurance providing up to $500 total coverage for reasonable purchases within 48 hours when delayed or denied boarding for 4 or more hours, when the fare is charged to the card.
Baggage Insurance
CA$25/年Baggage insurance providing up to $500 total coverage for essential purchases within four days of arrival when baggage is delayed for 6 or more hours, or up to $500 total coverage for all insured persons for lost or stolen baggage during a trip where the common carrier fare was charged to the card.
Purchase Protection
CA$25/年Purchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.
Extended Warranty
CA$25/年Extended warranty coverage that extends the original manufacturer's warranty period by up to one additional year. Coverage up to $10,000 per item annually. Items must be purchased entirely with the card.
Hotel Burglary Insurance
CA$10/年Hotel/motel burglary insurance providing up to $500 total coverage for stolen items (excluding cash) due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.
Travel Accident Insurance
CA$5/年Travel accident insurance providing up to $100,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, ship) is charged to the card.
怎么追踪
把 SimplyCash Preferred Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.
American Express Canada 的其他卡
- Amex Centurion Card (CA) · CA$2,500 · 21 项福利
- Amex Platinum Card · CA$799 · 16 项福利
- Business Platinum Card · CA$799 · 18 项福利
- Aeroplan Business Reserve Card · CA$599 · 16 项福利
- Aeroplan Reserve Card · CA$599 · 16 项福利
- Gold Rewards Card · CA$250 · 15 项福利
- Business Gold Rewards Card · CA$199 · 9 项福利
- Amex Cobalt Card · CA$191.88 · 12 项福利
来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.