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SimplyCash Preferred Card
加拿大信用卡

SimplyCash Preferred Card

American Express Canada · 年费 CA$120 CAD · Cash · 数据刷新 2026年10月3日

一句话结论: SimplyCash Preferred Card 年费 CA$120,MaxWorth 数据库里录有 9 项福利;返点倍率最高的类别是加油(4x)。MaxWorth 是目前唯一对加拿大卡做人工核对福利追踪的 App,不需要网银登录。

返点倍率

类别倍率折算返现
加油4x4%
超市4x4%
其他消费2x2%

折算返现 = 倍率 × MaxWorth 对该积分体系的估值,见 方法论.

保险保障 (9)

Travel Emergency Medical Insurance

CA$75/年
每年

Out-of-province/country emergency medical insurance providing up to $5,000,000 in coverage for the first 15 consecutive days of any trip, for cardholders under age 65. Coverage includes emergency medical treatment, hospitalization, and emergency evacuation.

Rental Car Insurance

CA$75/年
每年

Rental car collision and loss damage insurance for vehicles with an MSRP of up to $85,000, for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.

Mobile Device Insurance

CA$50/年
每年

Mobile device insurance covering theft, loss, or accidental damage for devices purchased with the card, up to $1,000 per claim. Coverage applies for up to 2 years from the date of purchase. Subject to terms and conditions of the master policy.

Flight Delay Insurance

CA$25/年
每年

Flight delay insurance providing up to $500 total coverage for reasonable purchases within 48 hours when delayed or denied boarding for 4 or more hours, when the fare is charged to the card.

Baggage Insurance

CA$25/年
每年

Baggage insurance providing up to $500 total coverage for essential purchases within four days of arrival when baggage is delayed for 6 or more hours, or up to $500 total coverage for all insured persons for lost or stolen baggage during a trip where the common carrier fare was charged to the card.

Purchase Protection

CA$25/年
每年

Purchase protection covering eligible items purchased with the card against accidental physical damage or theft for up to 90 days from the date of purchase, up to $1,000 per occurrence.

Extended Warranty

CA$25/年
每年

Extended warranty coverage that extends the original manufacturer's warranty period by up to one additional year. Coverage up to $10,000 per item annually. Items must be purchased entirely with the card.

Hotel Burglary Insurance

CA$10/年
每年

Hotel/motel burglary insurance providing up to $500 total coverage for stolen items (excluding cash) due to burglary from a hotel or motel room during a trip where the common carrier fare was charged to the card.

Travel Accident Insurance

CA$5/年
每年

Travel accident insurance providing up to $100,000 in accidental death and dismemberment coverage when the full fare for a common carrier (airline, train, bus, ship) is charged to the card.

怎么追踪

把 SimplyCash Preferred Card 加进 MaxWorth,上面每项 credit 带着周期出现,到期前推送提醒,年费回本率按你标记的已用金额计算。全程不连接加拿大银行账户。 加拿大卡追踪覆盖说明.

American Express Canada 的其他卡

来源:发卡行公布的条款,由 MaxWorth 人工录入并持续核验;金额为 CAD. 方法论.