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Westpac Low Rate
AUSTRALIA CREDIT CARD

Westpac Low Rate

Westpac Banking Corporation · Annual fee A$84 AUD · data refreshed October 3, 2026

Quick answer: The Westpac Low Rate carries a A$84 annual fee and 0 catalogued benefits. Welcome offer: Get $75 statement credit for each of your first 6 monthly billing periods where you spend $1,000+ (up to $450 total). MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.

How to track it

Add the Westpac Low Rate to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.

Other Westpac Banking Corporation cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.