BMO Blue Rewards Mastercard
Quick answer: The BMO Blue Rewards Mastercard carries a CA$0 annual fee and 0 catalogued benefits; its best earning category is Blue Rewards Partners at 5x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Blue Rewards Partners | 5x | 3.35% |
| Groceries | 1x | 0.67% |
| Gas | 1x | 0.67% |
| EV Charging | 1x | 0.67% |
| Everything else | 0.5x | 0.335% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
How to track it
Add the BMO Blue Rewards Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other BMO Bank of Montreal cards
- BMO eclipse Visa Infinite Privilege Card · CA$599 · 0 benefits
- BMO VIPorter World Elite Mastercard · CA$199 · 15 benefits
- BMO Ascend World Elite Mastercard · CA$150 · 13 benefits
- BMO Blue Rewards World Elite Mastercard · CA$150 · 12 benefits
- BMO CashBack World Elite Mastercard · CA$120 · 10 benefits
- BMO eclipse Visa Infinite Card · CA$120 · 10 benefits
- BMO VIPorter Mastercard · CA$89 · 12 benefits
- BMO U.S. Dollar Mastercard · CA$49 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.