BMO eclipse rise Visa Card
Quick answer: The BMO eclipse rise Visa Card carries a CA$0 annual fee and 6 catalogued benefits, 3 of them dollar credits worth CA$124 a year at face value; its best earning category is Groceries at 2.5x. Welcome offer: Earn 20,000 BMO Rewards points after $1,500 in purchases within the first 3 months of account opening.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2.5x | 1.68% |
| Dining | 2.5x | 1.68% |
| Recurring Bills | 2.5x | 1.68% |
| Everything else | 0.5x | 0.34% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (3)
$5 Monthly Instacart Credit
CA$60/yrEarn a $5 Instacart credit each month when you sign up with your eligible BMO credit card. Valid on orders of $35 or more. Benefit for eligible BMO credit cardholders is valid through October 31, 2027.
5,000 Annual Bonus Points
CA$34/yrEarn up to 5,000 bonus BMO Rewards points annually: 2,500 points for making 12 consecutive on-time payments, plus 2,500 points for redeeming at least 12,000 points yearly via the Pay with Points feature. Worth approximately $34 in rewards.
Instacart+ 3-Month Membership
CA$30/yrEnjoy three months of complimentary Instacart+ membership when you sign up with your BMO eclipse rise Visa Card. Instacart+ includes free delivery on orders over $35, reduced service fees, and exclusive savings.
Protections (3)
Mobile Device Insurance
CA$80/yrUp to $1,000 coverage for theft, loss, or accidental damage to your mobile device when you pay your monthly wireless bill with your BMO eclipse rise Visa Card.
Purchase Protection
CA$50/yrCoverage against accidental physical damage or theft for items purchased with your BMO eclipse rise Visa Card for 90 days from the date of purchase.
Extended Warranty
CA$30/yrExtends the manufacturer's original warranty by up to one additional year on eligible items purchased entirely with your BMO eclipse rise Visa Card.
How to track it
Add the BMO eclipse rise Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other BMO Bank of Montreal cards
- BMO eclipse Visa Infinite Privilege Card · CA$599 · 0 benefits
- BMO VIPorter World Elite Mastercard · CA$199 · 15 benefits
- BMO Ascend World Elite Mastercard · CA$150 · 13 benefits
- BMO Blue Rewards World Elite Mastercard · CA$150 · 12 benefits
- BMO CashBack World Elite Mastercard · CA$120 · 10 benefits
- BMO eclipse Visa Infinite Card · CA$120 · 10 benefits
- BMO VIPorter Mastercard · CA$89 · 12 benefits
- BMO U.S. Dollar Mastercard · CA$49 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.