PC Insiders World Elite Mastercard
Quick answer: The PC Insiders World Elite Mastercard carries a CA$120 annual fee and 5 catalogued benefits; its best earning category is Drugstores at 50x. Welcome offer: 300,000 PC Optimum points. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Drugstores | 50x | 5% |
| Groceries | 40x | 4% |
| Gas | 30x | 3% |
| Everything else | 10x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
PC Express Pass
CA$100/yrComplimentary PC Express Pass subscription (valued at $99.99/year). Unlimited $0 delivery and pickup on eligible grocery orders of $35 or more at participating Loblaw banner stores. Included as long as the card account is open and in good standing.
Protections (4)
Purchase Protection
CA$100/yrCovers eligible new purchases against theft, loss, or damage within the first 90 days from the date of purchase. Coverage details subject to Mastercard World Elite terms.
Car Rental Collision Insurance
CA$50/yrProvides collision and loss damage coverage when renting a vehicle and declining the rental company's CDW/LDW, subject to Mastercard World Elite terms and conditions.
Travel Emergency Medical Insurance
CA$50/yrEmergency medical insurance coverage when travelling outside your province of residence. Coverage details and limits subject to Mastercard World Elite terms.
Extended Warranty Protection
CA$50/yrDoubles the manufacturer's original warranty by up to one additional year on eligible purchases made with the PC Insiders World Elite Mastercard.
How to track it
Add the PC Insiders World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other PC Financial cards
- PC Mastercard · CA$0 · 2 benefits
- PC World Elite Mastercard · CA$0 · 6 benefits
- PC World Mastercard · CA$0 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.