PC World Elite Mastercard
Quick answer: The PC World Elite Mastercard carries a CA$0 annual fee and 6 catalogued benefits; its best earning category is Drugstores at 45x. Welcome offer: Earn 20,000 PC Optimum points ($20 value) on your first purchase within 6 months of account approval.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Drugstores | 45x | 4.5% |
| Groceries | 30x | 3% |
| Gas | 20x | 2% |
| Everything else | 10x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (5)
Out-of-Province Emergency Medical Insurance
CA$50/yrCoverage for up to $1,000,000 in emergency medical expenses when travelling outside your province of residence, for the first 10 consecutive days of travel. Covers emergency hospital accommodation and medical expenses, doctor charges, private duty nursing, ambulance services, emergency air transport, prescription drug reimbursement, accidental dental care, medical appliances, return airfare, transportation to bedside, vehicle return, and return of deceased. Cardholder must be under 65 years of age.
Auto Rental Collision/Loss Damage Insurance
Coverage up to $65,000 when you rent a vehicle in your name, charge the full rental cost to your PC World Elite Mastercard, and decline the rental agency's collision/loss damage waiver. Covers damage to or theft of the rental vehicle for up to 31 consecutive days.
Purchase Assurance
Covers eligible items purchased with your PC World Elite Mastercard against theft, loss, or accidental damage for 90 days from the date of purchase.
Extended Warranty Protection
Doubles the original manufacturer's warranty period by up to one additional year on eligible items purchased with your PC World Elite Mastercard, for warranties of three years or less.
Identity Theft Assistance
Identity theft assistance services to help protect and restore your identity in the event of identity theft. Provides guidance and support to resolve identity theft issues.
Other (1)
Concierge Service
24/7 concierge services available to help with travel arrangements, restaurant reservations, event tickets, shopping assistance, and more.
How to track it
Add the PC World Elite Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other PC Financial cards
- PC Insiders World Elite Mastercard · CA$120 · 5 benefits
- PC Mastercard · CA$0 · 2 benefits
- PC World Mastercard · CA$0 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.