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PC World Mastercard
CANADA CREDIT CARD

PC World Mastercard

PC Financial · Annual fee CA$0 CAD · PC Optimum Points · data refreshed October 3, 2026

Quick answer: The PC World Mastercard carries a CA$0 annual fee and 2 catalogued benefits; its best earning category is Drugstores at 35x. Welcome offer: 20,000 PC Optimum welcome points. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Drugstores35x3.5%
Gas30x3%
Groceries20x2%
Everything else10x1%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (2)

Purchase Protection

CA$100/yr
Annual

Covers eligible new purchases against theft, loss, or damage within the first 90 days from the date of purchase. Coverage details subject to Mastercard terms and conditions.

Extended Warranty Protection

CA$50/yr
Annual

Doubles the manufacturer's original warranty by up to one additional year on eligible purchases made with the PC World Mastercard.

How to track it

Add the PC World Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other PC Financial cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.