PC Mastercard
Quick answer: The PC Mastercard carries a CA$0 annual fee and 2 catalogued benefits; its best earning category is Gas at 30x. Welcome offer: 20,000 PC Optimum welcome points. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Gas | 30x | 3% |
| Drugstores | 25x | 2.5% |
| Groceries | 10x | 1% |
| Everything else | 10x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (2)
Purchase Protection
CA$100/yrCovers eligible new purchases against theft, loss, or damage within the first 90 days from the date of purchase. Coverage details subject to Mastercard terms and conditions.
Extended Warranty Protection
CA$50/yrDoubles the manufacturer's original warranty by up to one additional year on eligible purchases made with the PC Mastercard.
How to track it
Add the PC Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other PC Financial cards
- PC Insiders World Elite Mastercard · CA$120 · 5 benefits
- PC World Elite Mastercard · CA$0 · 6 benefits
- PC World Mastercard · CA$0 · 2 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.