Amex Business Explorer (Legacy)
Quick answer: The Amex Business Explorer (Legacy) carries a A$149 annual fee and 2 catalogued benefits; its best earning category is Everything else at 2x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Everything else | 2x | 1.4% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Status & Elite Perks (1)
Centurion Lounge Access
A$100/yr2 complimentary entries per year to The Centurion Lounge at Sydney or Melbourne international airports. Note: this card has been closed to new applicants since 27 Feb 2026 - existing cardholders retain access to this and all other benefits.
Protections (1)
Travel Insurance & Purchase Protection
A$75/yrComplimentary domestic and international travel insurance when the trip is charged to the card (includes limited COVID-19 cover per T&Cs). Also includes Card Purchase Cover (90 days). Exact sub-limits per the full PDS were not exhaustively verified in this research pass.
How to track it
Add the Amex Business Explorer (Legacy) to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Business · A$1,750 · 4 benefits
- Amex Platinum Card (AU) · A$1,450 · 6 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Business Gold Plus · A$395 · 4 benefits
- Amex Explorer · A$395 · 5 benefits
- Amex Qantas Premium · A$249 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.