Amex Low Rate
Quick answer: The Amex Low Rate carries a A$0 annual fee and 1 catalogued benefits. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.
Protections (1)
Retail Purchase Protection
A$50/yrCovers two retail scenarios on eligible items purchased with the card: Card Purchase Cover (theft/damage within 90 days) and Card Refund Cover (refund if retailer wont take back an unwanted item within 90 days). This is a low-fee/low-rate product with minimal complimentary benefits - no travel insurance, no lounge access, no smartphone cover confirmed.
How to track it
Add the Amex Low Rate to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.
Other American Express Australia cards
- Amex Platinum Business · A$1,750 · 4 benefits
- Amex Platinum Card (AU) · A$1,450 · 6 benefits
- Amex Qantas Business Rewards · A$450 · 3 benefits
- Amex Qantas Ultimate · A$450 · 5 benefits
- Amex Velocity Platinum · A$440 · 4 benefits
- Amex Business Gold Plus · A$395 · 4 benefits
- Amex Explorer · A$395 · 5 benefits
- Amex Qantas Premium · A$249 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.