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Amex Qantas Discovery
AUSTRALIA CREDIT CARD

Amex Qantas Discovery

American Express Australia · Annual fee A$0 AUD · Qantas Points · data refreshed October 3, 2026

Quick answer: The Amex Qantas Discovery carries a A$0 annual fee and 1 catalogued benefits; its best earning category is Qantas at 1.75x. MaxWorth is the only benefits tracker with hand-verified Australian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Qantas1.75x1.75%
Everything else0.75x0.75%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (1)

Retail Purchase Protection

A$50/yr
Annual

Covers two retail scenarios on eligible items purchased with the card: Card Purchase Cover (theft/damage within 90 days) and Card Refund Cover (refund if retailer wont take back an unwanted item within 90 days). Entry-level card with no lounge access and no complimentary travel insurance.

How to track it

Add the Amex Qantas Discovery to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Australian bank account is ever connected. What MaxWorth covers for Australian cards.

Other American Express Australia cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in AUD. Methodology.