CIBC Aeroplan Visa Card
Quick answer: The CIBC Aeroplan Visa Card carries a CA$0 annual fee and 4 catalogued benefits; its best earning category is Air Canada at 1x. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Air Canada | 1x | 1.3% |
| Groceries | 1x | 1.3% |
| Gas | 1x | 1.3% |
| EV Charging | 1x | 1.3% |
| Everything else | 0.67x | 0.87% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (4)
Rental Car Insurance
CA$50/yrCar rental collision and loss damage insurance covering vehicles with MSRP up to $65,000 CAD for rental periods up to 48 consecutive days. Covers damage to or theft of a rental vehicle when the full cost is charged to the card and the rental company's collision damage waiver is declined.
Purchase Security Insurance
CA$25/yrPurchase security insurance covering eligible items charged to the card for 90 days from the date of purchase against loss, theft, or physical damage worldwide.
Extended Warranty
CA$15/yrExtended warranty insurance extending the original manufacturer's warranty by up to one additional year on most purchases charged to the card.
Common Carrier Accident Insurance
CA$10/yrCommon carrier accident insurance providing up to $100,000 CAD in accidental death and dismemberment coverage when the full fare for a common carrier (air, land, or water transportation) is charged to the card.
How to track it
Add the CIBC Aeroplan Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Gold Visa Card · CA$139 · 11 benefits
- CIBC Aventura Visa Infinite Card · CA$139 · 13 benefits
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.