CIBC Costco Business Mastercard
Quick answer: The CIBC Costco Business Mastercard carries a CA$0 annual fee and 3 catalogued benefits; its best earning category is Dining at 3x. Welcome offer: $100 statement credit. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Dining | 3x | 3% |
| Gas Costco | 3x | 3% |
| Gas | 2x | 2% |
| Costco | 2x | 2% |
| EV Charging | 2x | 2% |
| Shipping | 2x | 2% |
| Everything else | 1x | 1% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Protections (3)
Mobile Device Insurance
CA$50/yrMobile device insurance providing up to $1,000 CAD coverage per year for repair or replacement of eligible mobile devices that are lost, stolen, or accidentally damaged within 2 years of purchase. The full purchase price of the device must be charged or financed to the card.
Purchase Security Insurance
CA$25/yrPurchase security insurance covering eligible items charged to the card for 90 days from the date of purchase against loss, theft, or physical damage worldwide. Only the portion charged to the card is considered for reimbursement up to the benefit maximum.
Extended Warranty
CA$15/yrExtended warranty insurance extending the original manufacturer's warranty by up to one additional year on most purchases charged to the card.
How to track it
Add the CIBC Costco Business Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other CIBC cards
- CIBC Aeroplan Visa Infinite Privilege · CA$599 · 18 benefits
- CIBC Aeroplan Visa Business Card · CA$180 · 13 benefits
- CIBC Aeroplan Visa Infinite Card · CA$139 · 12 benefits
- CIBC Aventura Gold Visa Card · CA$139 · 11 benefits
- CIBC Aventura Visa Infinite Card · CA$139 · 13 benefits
- CIBC Aeroplan Visa Business Plus Card · CA$120 · 14 benefits
- CIBC Aventura Visa Card for Business · CA$120 · 8 benefits
- CIBC Aventura Visa Card for Business Plus · CA$120 · 8 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.