RBC Cash Back Mastercard
Quick answer: The RBC Cash Back Mastercard carries a CA$0 annual fee and 3 catalogued benefits, 1 of them dollar credits worth CA$30 a year at face value; its best earning category is Groceries at 2x. Welcome offer: Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.
Earning rates
| Category | Rate | True cash-back value |
|---|---|---|
| Groceries | 2x | 2% |
| Everything else | 0.5x | 0.5% |
True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.
Credits (1)
Complimentary DoorDash DashPass
CA$30/yrComplimentary 3-month DashPass subscription providing unlimited $0 delivery fees and reduced service fees on eligible DoorDash orders. Requires enrollment.
Protections (2)
Purchase Security
Purchase Security protects eligible items purchased with the card against loss, theft, or accidental damage within 90 days of purchase.
Extended Warranty Protection
Extended Warranty Protection doubles the original manufacturer's Canadian warranty for up to 1 additional year on eligible items purchased with the card.
How to track it
Add the RBC Cash Back Mastercard to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.
Other RBC Royal Bank cards
- RBC Avion Visa Infinite Privilege · CA$399 · 15 benefits
- WestJet RBC World Elite Mastercard · CA$139 · 18 benefits
- RBC Avion Visa Infinite · CA$120 · 12 benefits
- RBC Avion Visa Platinum · CA$120 · 10 benefits
- RBC Cash Back Preferred World Elite Mastercard · CA$99 · 5 benefits
- RBC ION+ Visa · CA$48 · 3 benefits
- WestJet RBC Mastercard · CA$39 · 11 benefits
- More Rewards RBC Visa · CA$0 · 3 benefits
Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.