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TD Rewards Visa Card
CANADA CREDIT CARD

TD Rewards Visa Card

TD Bank · Annual fee CA$0 CAD · TD Rewards Points · data refreshed October 3, 2026

Quick answer: The TD Rewards Visa Card carries a CA$0 annual fee and 3 catalogued benefits; its best earning category is Groceries at 3x. Welcome offer: Earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca) when you spend $500 within 90 days of account opening.. MaxWorth is the only benefits tracker with hand-verified Canadian card data, and it never asks for a bank login.

Earning rates

CategoryRateTrue cash-back value
Groceries3x1.5%
Dining3x1.5%
Transit3x1.5%
Streaming2x1%
Recurring Bills2x1%
Everything else1x0.5%

True cash-back value = rate × MaxWorth's valuation of the card's points currency; see the methodology.

Protections (3)

Mobile Device Insurance

CA$50/yr
Annual

Mobile device insurance providing up to $1,000 coverage for loss, theft, accidental damage, or mechanical breakdown of your mobile device. The device must be purchased with the card or have its monthly plan charged to the card.

Purchase Security

CA$25/yr
Annual

Purchase security covering eligible new personal items purchased with the card against theft or accidental damage for up to 90 days from the date of purchase.

Extended Warranty

CA$25/yr
Annual

Extended warranty coverage that doubles the original manufacturer's warranty for a period equal to the manufacturer's warranty or 1 year, whichever is lesser. Items must be purchased entirely with the card.

How to track it

Add the TD Rewards Visa Card to MaxWorth and every credit above appears with its cycle set; you get a push before each one expires and the card's annual-fee ROI runs from what you mark used. No Canadian bank account is ever connected. What MaxWorth covers for Canadian cards.

Other TD Bank cards

Source: the issuer's published terms, entered and verified by hand in the MaxWorth database; amounts in CAD. Methodology.